Benefits At-A-Glance

for Recruits

At Express Scripts, our plans have been designed with employees in mind – offering resources to support their health and well-being, and affordable choices that give them the flexibility to select what best meets their needs.

Here’s what you’ll find in this overview/on this page

  • When Benefits Start and Who You Can Cover
  • Medical Coverage
  • Prescription Drug
  • Dental
  • Vision
  • Paid Time Off, Holidays and Leaves of Absence
  • Financial Benefits & Life Programs
  • Your Costs for Coverage

Benefits Overview

What Benefits Express Scripts Offers

This benefits overview provides a high-level look at some of the benefits offered to Express Scripts employees, which fall into three categories. Here is a summary of the plans and programs available to you if you decide to join Express Scripts:


Health & Well-Being

Express Scripts offers competitive health and well-being benefits with an emphasis on providing access to high-quality, affordable choices for our employees and their families. Our program includes valuable tools and resources that empower our employees to make good decisions along the way.


  • Two Medical Plan Options (both include prescription drug coverage)
  • Two Dental Options
  • Vision Plan
  • Health Care FSA – up to $2,550
  • Dependent Care FSA (child and elder care) – up to $5,000
  • Guidance Resources, our Employee Assistance Program (EAP)


Peace of Mind

Our benefits program includes valuable life and disability insurance coverage to help protect our employees and their families from the unexpected, plus a 401(k) Savings Plan, Stock Purchase Plan, and free financial counseling to help them prepare for the future.


  • Paid Time Off (PTO)
  • Holidays
  • Leave of Absences
  • Tuition assistance
  • Adoption assistance
  • Employee Discounts
  • Auto and Home Insurance through Met Life
  • Hyatt Legal Services
  • And much more


A Better Life

As a company focused on our employees’ well-being, our Total Rewards program includes competitive paid time off benefits and other programs that help our employees live a more well-balanced life such as tuition reimbursement, discounts and health advocacy services.


  • Two Medical Plan Options (both include prescription drug coverage)
  • Two Dental Options
  • Vision Plan
  • Health Care FSA – up to $2,550
  • Dependent Care FSA (child and elder care) – up to $5,000
  • Guidance Resources, our Employee Assistance Program (EAP)

When Benefits Start

and who you can cover

You are eligible for health and welfare benefits if you are regularly scheduled to work at least 30 hours per week. Benefits take effect on the first day of the second calendar month that begins after your hire date, as long as you enroll on a timely basis. For example, if you start on Jan. 10, your benefits begin on March 1.

Eligible Dependents

Eligible family members* include:

  • Your legal spouse (Including same-sex spouses if married in a state that allows marriage, but not common-law spouses).
  • Your eligible same-sex and opposite-sex partner, as well as his or her children.
  • Children by birth or adoption, stepchildren, foster children, children for whom you are the legal guardian, and any children covered under a Qualified Medical Child Support Order (QMCSO) under age 26.
  • Children age 26 and older who are not able to care for themselves due to physical or mental disability that started and are covered by our plan before they reached age 26.

Medical Coverage

Our medical plan offerings are designed to keep quality care affordable while offering you flexibility and support for your overall well-being. That’s important for you and the Company.

The Consumer Choice Option offers comprehensive coverage – with a Health Reimbursement Account (HRA) to help you meet your annual deductible and pay your share of eligible medical expenses.

The Minimum Value Option offers basic coverage at a lower cost. It ensures you have some level of protection in the event that something happens and you need care.

Both medical options include prescription drug coverage.

If you enroll in the Consumer Choice Option, you automatically have a Health Reimbursement Account (HRA) that is funded by Express Scripts that will cover half of your annual Consumer Choice Option deductible.*

When you enroll in Consumer Choice Option for… Your Annual Deductible is… Your HRA is funded by Express Scripts (and applied to expenses first)…* Your Remaining Deductible (what you spend out of pocket) is…
Employee only $2,000 $1,000 $1,000
Employee + spouse/partner or child $3,000 $1,500 $1,500
Employee + children or family $4,000 $2,000 $2,000
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